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However, coverage may be dependent on whether you are a smoker or have certain health conditions.

Gerber Life is a life insurance company that offers policies for children. Unlike some companies, Gerber Life does not require a medical exam for most individuals. How does taking a life insurance policy out on your baby give them a good. With the Gerber Life Grow-Up Plan, your child could have life insurance coverage starting as young as 14 days old and lasting throughout adulthood, as long as premium payments are kept up. Even though it’s called child life insurance, the coverage can last a lifetime (as long as premiums are paid), and the policy ownership transfers from the parent or grandparent to the child during the year the child turns 21. Thinking about us around the clock No problem, send us a chat and we’ll get back to you once we’re back in the office. Child life insurance, like the Grow-Up Plan, is a whole life insurance policy that you can buy for a child or a grandchild when they are 14 days to 14 years old. Gerber Life offers the following insurance products: Want to chat right now Our registered life insurance agents are ready to answer your questions, Monday to Friday from 9 am to 6 pm Eastern. Furthermore, you can apply for term life insurance online and get a decision in just a few minutes. On the company's website, all of its policies are described in great detail. You can get a quote and apply for a policy online in minutes by entering some basic information and answering a few health questions. Gerber Life offers life insurance for children, young adults, college students, adults and seniors, making it a flexible provider for most individuals. Mutual of Omaha offers whole life insurance for children ages 14 days to 17 years with death benefits from 5,000 to 50,000.

The National Association of Insurance Commissioners (NAIC) reports that Gerber Life has a complaint index of 1.11, which is slightly higher than the industry average.

However, availability may be limited depending on where you live. The company insures individuals in all 50 states, as well as in Washington, D.C. The Gerber Life Insurance Company was established in 1967.